Allied Pivot Short Term Medical

Selected Points/Features (see policy for complete list and full details)

• Major medical up to $1,000,000 of coverage
• $1,000 through $10,000 deductibles
• Coinsurance 70/30 or 80/20
• $1,000 – $10,000 Max Out-of-Pocket (Does not include deductible)
• Rx – discount Card only (We recommend using goodrx.com as an alternative.)
• Network or Non-Network Plans. Network plans with PPO network. Non-Network plans – use any doctor – claims should be sent to Allied and they will apply normal network discounts which most providers will accept. (Reference-based billing)
• Coverage effective as early as midnight
• Premium either Monthly or non-refundable Prepay (saving about 15%)
• Not a PPACA qualified plan
• NO Copays – all eligible charges apply to deductible.
• NO Wellness, Maternity, Mental or Substance Abuse coverage
• Pre-existing Condition Clause “Pre-existing Conditions Charges resulting directly or indirectly from a condition for which a Covered Person received medical treatment, diagnosis, care or advice within the sixty-month period immediately preceding such person’s Effective Date are excluded for the first 12 months of coverage hereunder.”
• Coverage limited to 180 days in Illinois.  Other states have different rules that allow longer coverage.

This is not a legal document, see actual policies for specifics. The rates displayed are only an estimate of carrier’s final rates, no guarantees of issuance implied.