Petersen International Short Term Medical

//Petersen International Short Term Medical
Petersen International Short Term Medical2018-01-26T07:29:12+00:00

Notice – due the the “political and regulatory climate”, Petersen International will stop selling Short Term Medical plans as of 2/28/2018. In force policies are unaffected.

Petersen International Short Term Medical

For an overview on choosing the right Short Term plan, visit our Short Term page.

Click here to apply for Petersen International Short Term

Selected Points/Features (see policy for complete list and full details)

  • Plan does not cover preventive care.
  • Plan does not cover pre-existing conditions. (Conditions a prudent person would have treated in the prior 12 months.)
  • 3 month maximum policy length. Initial pre-existing condition limitation is carried over to consecutive policies of 3, 3 and 2 months for a total of 11 months. New eligible conditions covered though the 11th month.
    • Two weeks before each 3 month policy expiration, you’ll receive an email to re-apply and choose a new deductible.
  • Guaranteed Issue.
  • Major medical $1,000,000 of coverage
  • $100 through $5,000 deductibles
  • Coinsurance 100% after deductible in-network or out-of-network.
    Network Providers: https://www.providerlocator.com/petersen.aspx
  • Rx – maximum coverage of $500
  • Optional Hazardous Sports or Activities Rider +25%. Make sure to review the list of Hazardous Sports or Activities in the brochure below, some are surprising.
  • Coverage effective as early as midnight
  • Not a PPACA qualified plan (penalties may apply)
  • NO Copays – all eligible charges apply to deductible.
  • NO Wellness, Maternity, Mental or Substance Abuse coverage
  • Make sure to carefully review the exclusions listed on the application.
Click here to apply for Petersen International Short Term

This is not a legal document, see actual policies for specifics. The rates displayed are only an estimate of carrier’s final rates, no guarantees of issuance implied.